I recently paid off my car. I bought my Nissan Versa back in February of 2009 brand new for $13,000 after taxes, and it's been 5 years already of paying it off. When my balance got down to around $2,500 I had the idea to pay it off with my Citibank credit card which has a lower interest rate. Plus, the flexibility works better for me. If I'm furloughed from work or don't quite have enough money that month, I can just pay the minimum and not worry. With the car loan there wasn't too much flexibility since it was one set payment every month.



The next step is working towards paying off my Citibank card by paying $200 every month. I have a $8,000 balance at Citibank with the rest of the car on there now. I had 3 week Government Shutdown & then a 5 week furlough last year. I had to borrow money to pay bills so my balance got quite high. Now that the car is "technically" paid off I can work towards paying down my credit card. I also always give my tax refund every year to my biggest balance credit cards. So hopefully *fingers crossed* by next year I will be looking at a lot less credit card debt.

 

✯ PR Samples Mentioned ✯

I have a bad addiction to Indigo Bananas cuticle balms now. (I blame The Mercurial Magpie!) I just love it. I can apply it all day long and when it dries it's not greasy. If I applied a regular cuticle balm or a lotion... my hand would be sliding around on the computer mouse at work, lol. :-p


This time I ordered two of the winter scents Cocoa & Peppermint. Peppermint is also lip safe so it double's as a lip balm. And Cocoa... oh em gee.... it smells like rich chocolatey fudgey hot chocolate. I absolutely love it!



I got these cute nail vinyls from The Mercurial Magpie when she sent me her Ipsy polish. So I decided to use the heart nail vinyl and fill it in with 2% Butterscotch Ripple. I layered 2 coats of 2% Butterscotch Ripple over Zoya Odette (press sample). Topped off with Seche Vite dry fast topcoat. Gosh I love this polish... it's gold... it's glittery, it's got a nice raspberry base to it that really works splendid over Odette. Just stunning...


 

✯ PR Sample ✯ 


When the press release came out I wasn't sure how I felt about the addition of the holographic glitter, I thought it would make the polish harder to apply or make it look clumpier. I did not have any issues with application, I only needed two coats. I did one thin coat and then another thicker coat. They dry fairly quickly. They are a bit rough in texture right after application, but after a few hours dull down a bit, like the other PixieDusts I've worn.

This is part two of the Rainbow Honey polishes I won on Manifest Destany. The Summer of 199x Collection! Today, I'm showing the last 5 colors.







 

I've been looking for a good red stamping polish for awhile. Most of the red polishes I own, stamp pink instead of red. I belong to a stamping group on Facebook and was told Sally Hansen Insta-Dri in Red-io Active is a good red polish to stamp with. I found it at CVS last Wednesday.



 

I was so excited when I found out I won the Rainbow Honey Mini's contest on Manifest Destany. I won the Summer of 199x Collection! Oh how long I've wanted The Kraken! :-)

1st up is The Kraken. A gorgeous aqua green color with different size glitter. I used 3 coats and 1 coat of HK Girl topcoat. Ugh, it's just so pretty! 





 

Last week I placed my first order with Spellbound Nails. After seeing My Own Sweet Valentine on Painted Nubbs, I just had to have it. It's a gorgeous almost coral pink with gold shimmer. It's part of the Victorian Romance Collection for Valentine's Day.

You can also add a scent to your bottle if you like. I added rose scent. Once the polish is completely dry it smells like roses. I could even smell it through my Seche Vite topcoat. The rose scent is not overpowering, just smells nice and floral. I really like it.

There's another neat thing about this polish. It glows in the dark! I've never owned a glow in the dark polish, this is my first. Formula wise the polish is thick, but not gloopy. I like that it's thicker because you won't flood your cuticles. I did 3 coats, the polish evens out nicely. You'll want a topcoat because it had a slightly gritty finish without.